Clearpath

Clearpath Advisor is not a payment processor, PSP, broker, or agent. We do not submit applications, introduce providers, influence decisions, or provide legal, financial, tax, or compliance advice. View disclaimer

Scope begins only after a documented decline, rejection, termination, closure, or freeze from a PSP, EMI, or bank.
Independent Advisory

Merchant Account Declined? Stop Burning Money on Wrong Moves.

Every failed application makes your situation worse. Every wrong move costs you time, money, and future options.

Before you apply again — know if there's even a path forward.

We investigate first. You pay for the full framework only if a viable path exists.

How it works

1
Stage 01

Investigation

0.3% of monthly volume

We analyze your decline documentation and situation to determine if there's a viable path forward.

You receive a written determination: Path exists OR No path identified

2
Stage 02

Framework (if path exists)

3% of monthly volume

If investigation shows a path forward, we deliver the complete decision framework with all details, barriers, timing, and action boundaries.

Complete written framework you own forever

Why this two-stage approach?

Stage 1 protects you. For just 0.3% (€450 on €150k/month), you know if continuing makes sense. If we determine there's no viable path, you've only spent €450 instead of thousands.

Stage 2 gives you everything. If there IS a path, you pay 3% (€4,500 on €150k/month) for the complete framework — and you're done. No monthly fees. Ever.

The cost difference

The real cost comparison

Based on €150k monthly volume

ISO / Broker

Before full investment

No viability check — full fee upfront

Clearpath

Before full investment

Investigation first (0.3%) — know if path exists

ISO / Broker

Framework cost

1-3% monthly, ongoing forever

Clearpath

Framework cost

3% one-time — pay once, own forever

ISO / Broker

After 12 months

€18,000 – €54,000 (and counting)

Clearpath

After 12 months

€4,950 total — already done

Why we're different

Our advantages

No hidden fees. No ongoing extraction. No conflicts of interest.

No Financial Anchors

No monthly percentages. Pay once per stage, own the deliverable forever.

Individual Analysis

Every decline analyzed based on your specific situation. Not templates.

Two-Stage Protection

Investigation determines viability first. You decide at each stage.

Complete Ownership

The framework is yours forever. We don't follow up or supervise.

When this is relevant

  • A PSP, bank, or EMI declined, rejected, terminated, or froze your account
  • You've received multiple declines and don't know if you should keep trying
  • You need to know if there's a realistic path before investing more time/money

Know if there's a path for €450. Get the complete roadmap for €4,500. Total.

Compare that to ISOs charging €54,000+ per year with no clarity on whether you should even try.

What exactly we deliver | How we work

Start with the investigation

€450 (0.3% of monthly volume) tells you if there's a path forward.

Begin Investigation