Clearpath

Clearpath Advisor is not a payment processor, PSP, broker, or agent. We do not submit applications, introduce providers, influence decisions, or provide legal, financial, tax, or compliance advice. View disclaimer

Scope begins only after a documented decline, rejection, termination, closure, or freeze from a PSP, EMI, or bank.
Independent Advisory

What Clearpath Advisor Delivers

We analyze payment account declines and deliver written determination frameworks. Our service exists exclusively for situations where a decline, rejection, termination, or freeze has already occurred.

0% Commission
Fee Model
Aligned with your interests
Written
Framework
Standardized decision document
Independent
Stance
Processing agnostic

Service Definition

Advisor vs. Broker

Understanding the difference in our model

ISO / Broker

Revenue Model

Commission / Rev Share

Clearpath

Revenue Model

One-time Advisory Fee

ISO / Broker

Objective

Get you placed anywhere

Clearpath

Objective

Assess viable path


What You Receive

1
Stage 01

Investigation Report

0.3% of volume

A focused determination answering one question: Is there a realistic path forward? Identifies barriers and creates an initial assessment.

Viability Check

2
Stage 02

Complete Framework

3.0% of volume

If path exists: Situation Analysis, Barrier Mapping, Viability Assessment, Action Boundaries, Timing Framework, Strategic Roadmap.

Execution Plan


Outcome Statement

The framework concludes with either:

  1. Formal Stop — Written determination that further attempts are procedurally unjustified at this stage.
  2. No procedural barrier identified — Path appears viable (based on provided info).

Either way, you have clarity.

What We DO NOT Do

No Applications

We do not submit applications on your behalf.

No Introductions

We do not contact providers or introduce you to friends.

No Negotiations

We do not negotiate rates with banks.

No Ongoing Fees

We do not take a percentage of your processing.


Pricing Structure

Step 1
0.3%
Of monthly volume (One-time)
Step 2
3.0%
Of monthly volume (Only if path exists)
0%
Ongoing
No recurring fees ever

Example on €150k monthly volume:

  • Stage 1: €450
  • Stage 2 (if applicable): €4,500
  • Total maximum: €4,950 one-time

Compare that to ISOs charging 1-3% monthly = €18,000-€54,000 per year, every year.

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Start with investigation

Stage 1 assesses if there's a viable path forward.

Begin Investigation