Clearpath

Clearpath Advisor is not a payment processor, PSP, broker, or agent. We do not submit applications, introduce providers, influence decisions, or provide legal, financial, tax, or compliance advice. View disclaimer

Scope begins only after a documented decline, rejection, termination, closure, or freeze from a PSP, EMI, or bank.
Independent Advisory

For Merchants: After a Payment Decline

Your merchant account or PSP application was declined, rejected, or terminated. Now you're trying to figure out if there's any realistic path forward.

Clarity
First Step
Stop guessing, start knowing
0.3%
One-time Fee
Of monthly volume (capped)
24-72h
Assessment
Initial viability check

The Problem You're Facing

After a decline, you're stuck guessing.

Generic Rejections

You don't know the real operational reason for the decline.

Risk of Reapplication

Blindly applying elsewhere can trigger more flags and damage your record.

Consultant Costs

Traditional consultants charge monthly retainers without guaranteeing a path.

Broker Incentives

Brokers want to place you anywhere to get a commission, even if it's a bad fit.


How It Works for Merchants

1
Stage 01

Investigation

0.3% of volume

We answer one question: Is there a realistic path forward? If not, you stop here and save money.

Viability Assessment

2
Stage 02

Decision Framework

3.0% of volume

If path exists, you get a full roadmap: Barrier mapping, operational fixes, and safe timing.

Execution Plan


When to Consider Us

Self-Check

Is this service right for you?

ISO / Broker

Our Client

Needs Application Submission

Clearpath

Our Client

Needs Indep. Analysis

ISO / Broker

Situation

Pre-Application

Clearpath

Situation

Post-Decline / Closed

What We Deliver

Decline root cause analysis
Barrier identification
Viability assessment (Yes/No path)
Prudent next steps
Written framework (Yours to keep)

Common Questions

"Can you guarantee I'll get approved somewhere?" No. We assess viability and map barriers. Outcomes depend on your independent actions.

"Will you help me find a new PSP?" No. Finding providers is your action. We provide the roadmap.


Start with investigation

Stage 1 assesses if recovery is viable for your specific situation.

Begin Investigation