PSP vs advisor
This page compares a PSP role with the Clearpath Advisor role. The comparison is neutral and focuses on scope and responsibility.
| Factor | PSP | Clearpath Advisor |
|---|---|---|
| Role | Payment service provider executing payment services | Independent post-decline procedural determination |
| Incentives | Revenue tied to payment volume and risk controls | Fixed review fees with optional determination fee |
| Custody of funds | May handle or move funds | No custody and no access to funds |
| Influence on decisions | Primary decision maker for account access | No influence on issuer decisions |
| Liability exposure | Operational and regulatory exposure | Procedural determination only |
| Duration | Ongoing account relationship | Ends with written determination and closure |
Clearpath Advisor does not operate payment services and does not engage in access decisions.